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Complaints About Professionals

ComplaintsLast reviewed: 1 April 20256 min

When a professional — a solicitor, financial adviser, accountant, surveyor, or doctor — falls below the standard you have a right to expect, you have both contractual rights (for poor service) and regulatory rights (to report misconduct). This guide sets out the complaint routes for common regulated professions.

Key points

  • Regulated professionals must have complaints procedures — exhaust these before going to an ombudsman or regulator.
  • The Legal Ombudsman handles complaints about solicitors, barristers, and other legal service providers.
  • The FOS handles complaints about financial advisers, financial planners, and IFAs.
  • Serious misconduct (such as fraud or dishonesty) should be reported to the professional's regulatory body as well as using the complaints route.

Complaints About Financial Advisers and Planners

Financial advisers and planners regulated by the FCA must have a complaints process. Raise your complaint in writing first. If unresolved after 8 weeks (or if you receive a final response you are unhappy with), refer to the Financial Ombudsman Service (FOS).

Common complaints about financial advisers include:

  • Unsuitable advice — being recommended a product or investment that was not appropriate for your risk profile or circumstances
  • Excessive charges or undisclosed fees
  • Poor performance relative to the promised outcome (though investment losses alone are not grounds for a complaint unless the advice was unsuitable)
  • Conflicts of interest and undisclosed commissions

For serious misconduct — market manipulation, fraud, or other regulatory breaches — also report to the FCA directly.

Other Regulated Professions

Quick reference for other common professional complaint routes:

  • Surveyors and valuers (RICS members): Raise with the firm; escalate to RICS Dispute Resolution Services (drs.rics.org)
  • Architects (ARB registered): Raise with the firm; report serious misconduct to the Architects Registration Board (arb.org.uk)
  • Accountants (ICAEW members): Raise with the firm; escalate to ICAEW for disciplinary matters
  • Estate agents: Raise with the firm; escalate to The Property Ombudsman (tpos.co.uk) or Property Redress Scheme
  • Insurance brokers: Raise with the firm; escalate to the FOS
  • Doctors (NHS): Use NHS complaints process; escalate to PHSO. For private doctors, report serious misconduct to the General Medical Council (GMC)

Frequently asked questions

Can I report a professional to their regulator and also claim compensation?
Yes. Reporting to a regulatory body and seeking compensation through an ombudsman or the courts are separate processes. Regulatory investigations focus on professional conduct and may result in sanctions (fines, suspension, or loss of licence). Compensation claims focus on the loss or damage you personally suffered. Both can be pursued simultaneously.
My solicitor's bill is much higher than I expected — what can I do?
Ask for an itemised bill if you have not received one. You have the right to request detailed costs under the Solicitors Act 1974. You can also challenge the bill through the court's detailed assessment procedure (formerly taxation of costs). The Legal Ombudsman can also consider whether a bill was higher than was made clear to you at the outset.
How long do I have to complain about a professional?
Time limits vary by body. The Legal Ombudsman must be contacted within 6 years of the act/omission (or 3 years from when you should have known about it), and within 1 year of the firm's final response. The FOS also has a 6-year/3-year limitation. Most regulatory bodies have longer timeframes for serious misconduct, but delays always complicate cases — act promptly.

What to do next

  1. 1
    Contact the Legal Ombudsman

    Free complaints service for solicitors and legal professionals.

  2. 2
    Refer a financial adviser complaint to FOS

    Escalate complaints about financial advisers.

  3. 3
    Report a solicitor to the SRA

    Report professional misconduct to the Solicitors Regulation Authority.

Official bodies and resources

Financial Ombudsman Service

Ombudsman

Resolves complaints between consumers and financial businesses such as banks, insurers, and lenders.

Financial Conduct Authority

Regulator

Regulates financial services firms and financial markets in the UK to ensure they are honest, fair, and effective.

Citizens Advice

Charity

Provides free, confidential, and independent advice on a wide range of issues including benefits, housing, debt, and employment.

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Disclaimer

This information is for general guidance only and does not constitute legal advice. You should seek qualified legal help if your situation requires it.