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Bereavement Support Payment

BenefitsLast reviewed: 1 April 20255 min

Bereavement Support Payment (BSP) is a benefit for people who lose a spouse or civil partner. It provides a lump sum followed by monthly payments to help you manage the immediate financial impact of bereavement. It replaced Bereavement Allowance and Widowed Parent's Allowance for deaths occurring on or after 6 April 2017.

Important

This is general guidance only. Benefit rules can be complex and change frequently. Check GOV.UK or contact Citizens Advice for help with your specific situation.

Key points

  • Bereavement Support Payment is paid to surviving spouses and civil partners, not to unmarried partners.
  • The higher rate (for those with dependent children) is a £3,500 lump sum followed by 18 monthly payments of £350.
  • The lower rate is a £2,500 lump sum followed by 18 monthly payments of £100.
  • You must claim within 12 months of the death — claims cannot normally be made after this deadline.

Who Can Claim

You can claim Bereavement Support Payment if:

  • Your husband, wife, or civil partner died on or after 6 April 2017
  • You were under State Pension age when your partner died
  • Your partner paid National Insurance contributions for at least 25 weeks in one tax year, or died as a result of an industrial accident or disease
  • You were living in the UK or another qualifying country at the time of the death

BSP is not available to unmarried partners, regardless of how long the relationship lasted. If you were cohabiting but not married or in a civil partnership, you may be entitled to other benefits such as Universal Credit, but not BSP.

What You Can Receive

There are two rates of Bereavement Support Payment:

Higher rate (if you were pregnant at the time of death or entitled to Child Benefit for at least one child):

  • Lump sum: £3,500
  • 18 monthly payments of £350

Lower rate (all other eligible claimants):

  • Lump sum: £2,500
  • 18 monthly payments of £100

BSP is tax-free, does not count as income for most benefit purposes, and can be received alongside Universal Credit, Housing Benefit, and most other benefits. It will not usually reduce your entitlement to other means-tested benefits.

How to Claim

Claim Bereavement Support Payment as soon as possible after the death — payments are only backdated to the date of the death if you claim within three months. After three months, you will only receive monthly payments from the date of your claim, and if you claim after 12 months, you may lose entitlement entirely.

You can claim:

  • Online: via GOV.UK at gov.uk/bereavement-support-payment/how-to-claim
  • By phone: Call 0800 151 2012
  • By post: Download form BSP1 from GOV.UK

You will need the deceased's National Insurance number, death certificate, and your bank account details. If the death is recent and you do not yet have the death certificate, submit the claim anyway and provide the certificate when available.

Frequently asked questions

What about deaths before 6 April 2017?
For deaths before 6 April 2017, the old bereavement benefits — Bereavement Allowance and Widowed Parent's Allowance — still apply. These are being phased out as existing claimants age off the system. Contact the DWP Bereavement Service on 0800 151 2012 for guidance if the death occurred before that date.
Does Bereavement Support Payment affect my Universal Credit?
No. Bereavement Support Payment is specifically exempt from the income calculation for Universal Credit, Housing Benefit, and most other means-tested benefits. It should not reduce your UC award.
What other financial help is available after bereavement?
In addition to BSP, you may be entitled to: a higher rate of Universal Credit (the standard allowance continues for bereaved claimants for a transitional period); council tax discount if you now live alone; help with funeral costs through the Funeral Expenses Payment (if you receive certain benefits); and practical support from your local council or charities.

What to do next

  1. 1
    Claim Bereavement Support Payment

    Start your claim online or by phone.

  2. 2
    Check Funeral Expenses Payment

    Help with funeral costs if you receive certain benefits.

  3. 3
    Get bereavement support from Citizens Advice

    Free advice on financial and practical matters after bereavement.

Official bodies and resources

Department for Work and Pensions

Government

The government department responsible for welfare, pensions, and child maintenance policy in the UK.

HM Revenue & Customs

Government

Responsible for collecting taxes, paying some forms of state support, and administering national insurance.

Citizens Advice

Charity

Provides free, confidential, and independent advice on a wide range of issues including benefits, housing, debt, and employment.

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Disclaimer

This information is for general guidance only and does not constitute legal advice. You should seek qualified legal help if your situation requires it.