Lost, Damaged or Delayed Luggage: Your Rights Under the Montreal Convention
If your luggage is lost, damaged, or delayed on a flight, the Montreal Convention 1999 gives you a legal right to compensation from the airline — but only if you act within strict time limits. Understanding the process and the monetary cap helps you make a successful claim.
Key points
- The Montreal Convention 1999 governs airline liability for lost, damaged, and delayed baggage on international flights.
- The liability limit is 1,288 Special Drawing Rights (SDR) per passenger — approximately £1,300 depending on the exchange rate.
- You must file a Property Irregularity Report (PIR) at the airport immediately for lost or damaged bags.
- For damage, you must complain to the airline in writing within 7 days of receiving your bags.
- For delay, you must complain within 21 days of receiving your bags — claims for delay cover the essential items you bought while waiting.
The Montreal Convention and the SDR Limit
The Montreal Convention 1999 is an international treaty that sets out airline liability for passenger baggage. It applies to most international air travel and has been retained in UK law post-Brexit. Key points:
- Liability cap: Airlines are liable for up to 1,288 Special Drawing Rights (SDR) per passenger. An SDR is an international reserve asset — at the time of writing, 1,288 SDR equates to approximately £1,300, though the exact figure fluctuates with exchange rates.
- Strict liability for loss: The airline is strictly liable for lost checked baggage — you do not need to prove the airline was negligent, only that the bag was checked in and not returned.
- Damage and delay: Airlines are liable for damage and delay unless they prove they took all reasonable measures to avoid it, or that it was impossible to take such measures.
- Domestic flights: Domestic UK flights are covered by separate rules — check the airline's conditions of carriage, as the Montreal Convention applies only to international journeys.
If your baggage is worth more than the SDR limit, consider purchasing additional baggage insurance before travel or declaring the higher value at check-in (airlines charge a supplementary fee for excess valuation).
Filing a Property Irregularity Report at the Airport
Before you leave the airport, you must report missing or damaged luggage to the airline's baggage desk and file a Property Irregularity Report (PIR). This is essential — without a PIR reference number, your claim will be very difficult to pursue. Steps to follow:
- Go to the airline's baggage desk (or, if unavailable, the ground handler) in the arrivals hall before leaving the baggage reclaim area.
- Report the bag as missing or describe the damage. Staff will search the system for your bag.
- Receive a PIR reference number and keep the document — you will need this for all subsequent communications.
- For damaged bags: photograph the damage before leaving the airport if at all possible.
- For delayed bags: ask the airline about their policy for reimbursing essential items (toiletries, medication, a change of clothes) while you wait. Keep all receipts.
If no airline desk is staffed, report immediately online or by phone — and document that you did so, including the time and who you spoke to.
The 7-Day and 21-Day Claim Windows
The Montreal Convention imposes strict deadlines for written complaints — missing them can extinguish your right to compensation entirely:
- Damaged bags: You must complain in writing to the airline within 7 days of the date you received your bag.
- Delayed bags: You must complain in writing within 21 days of the date you finally received your bag.
- Lost bags: An airline typically declares a bag officially lost after 21 days. At that point you can submit a full loss claim. Keep the PIR reference throughout.
Written complaints should be sent by email with a read receipt or recorded post — retain proof of the date. State your PIR reference, flight details, a list of contents and their estimated value, and any receipts you have. Attach photographs of damage where relevant.
Do not wait for the airline to contact you — the deadline runs regardless.
What You Can Claim and Key Exclusions
You can claim for:
- The depreciated value of lost or damaged items (not necessarily the original purchase price — airlines and courts apply depreciation).
- Essential purchases made during a delay (reasonable costs for toiletries, underwear, medication, a change of clothes — keep receipts).
- Costs directly caused by the loss or delay (e.g. hiring formal wear for an event when your bag was delayed).
Key exclusions and limits:
- Fragile or perishable items: Airlines frequently exclude or limit liability for inherently fragile items (e.g. musical instruments, electronics) unless packed with special care or declared.
- Valuables in checked bags: Jewellery, cash, passports, and electronics are typically excluded from checked-bag claims — carry them in your hand luggage.
- Pre-existing damage: Airlines will argue that damage existed before travel; photograph your bags before checking them in to counter this.
- The SDR cap: Even if your losses exceed 1,288 SDR, the airline is not obliged to pay more unless you declared excess value at check-in.
If the airline rejects your claim, you can escalate to an Alternative Dispute Resolution (ADR) body approved by the Civil Aviation Authority, or pursue a county court claim.
Frequently asked questions
My bag was damaged on a domestic UK flight — does the Montreal Convention apply?
The airline offered me a small fixed payment — do I have to accept it?
What if the airline goes bust before paying my claim?
How long does the airline have to respond to my claim?
What to do next
- 1Civil Aviation Authority — passenger rights
CAA guidance on airline passenger rights including baggage claims.
- 2Flight delay compensation
UK261 compensation rights for delayed or cancelled flights.
- 3Package holiday rights
ATOL protection and your rights when a package holiday goes wrong.
- 4Consumer Rights Act overview
General statutory rights that supplement sector-specific rules.
Official bodies and resources
Citizens Advice
CharityProvides free, confidential, and independent advice on a wide range of issues including benefits, housing, debt, and employment.
Was this page helpful?
Related guides
Flight Delay Compensation under UK261
If your flight is delayed by three hours or more, or cancelled without sufficient notice, you may be entitled to compensation of up to £520 per passenger under UK261 — the UK's retained version of EU Regulation EC261/2004. This right applies to flights departing from a UK airport, or arriving into the UK on a UK- or EU-based airline.
6 min
Package Holiday Rights under the PTRs 2018
The Package Travel and Linked Travel Arrangements Regulations 2018 (PTRs 2018) give package holiday buyers some of the strongest consumer rights in UK travel law. If your package holiday is significantly changed, cancelled, or the operator collapses, you have clear legal entitlements to refunds, compensation, and repatriation.
6 min
Consumer Rights Act 2015 Overview
The Consumer Rights Act 2015 (CRA 2015) is the cornerstone of UK consumer law. It consolidates and updates rights around goods, services, and digital content, giving you clear remedies when something you buy fails to meet the required standard — from a faulty product you can reject within 30 days to a tradesperson whose work was not carried out with reasonable skill and care.
6 min
Disclaimer