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Lost, Damaged or Delayed Luggage: Your Rights Under the Montreal Convention

TravelUK-wideLast reviewed: 1 April 20256 min

If your luggage is lost, damaged, or delayed on a flight, the Montreal Convention 1999 gives you a legal right to compensation from the airline — but only if you act within strict time limits. Understanding the process and the monetary cap helps you make a successful claim.

Key points

  • The Montreal Convention 1999 governs airline liability for lost, damaged, and delayed baggage on international flights.
  • The liability limit is 1,288 Special Drawing Rights (SDR) per passenger — approximately £1,300 depending on the exchange rate.
  • You must file a Property Irregularity Report (PIR) at the airport immediately for lost or damaged bags.
  • For damage, you must complain to the airline in writing within 7 days of receiving your bags.
  • For delay, you must complain within 21 days of receiving your bags — claims for delay cover the essential items you bought while waiting.

The Montreal Convention and the SDR Limit

The Montreal Convention 1999 is an international treaty that sets out airline liability for passenger baggage. It applies to most international air travel and has been retained in UK law post-Brexit. Key points:

  • Liability cap: Airlines are liable for up to 1,288 Special Drawing Rights (SDR) per passenger. An SDR is an international reserve asset — at the time of writing, 1,288 SDR equates to approximately £1,300, though the exact figure fluctuates with exchange rates.
  • Strict liability for loss: The airline is strictly liable for lost checked baggage — you do not need to prove the airline was negligent, only that the bag was checked in and not returned.
  • Damage and delay: Airlines are liable for damage and delay unless they prove they took all reasonable measures to avoid it, or that it was impossible to take such measures.
  • Domestic flights: Domestic UK flights are covered by separate rules — check the airline's conditions of carriage, as the Montreal Convention applies only to international journeys.

If your baggage is worth more than the SDR limit, consider purchasing additional baggage insurance before travel or declaring the higher value at check-in (airlines charge a supplementary fee for excess valuation).

Filing a Property Irregularity Report at the Airport

Before you leave the airport, you must report missing or damaged luggage to the airline's baggage desk and file a Property Irregularity Report (PIR). This is essential — without a PIR reference number, your claim will be very difficult to pursue. Steps to follow:

  1. Go to the airline's baggage desk (or, if unavailable, the ground handler) in the arrivals hall before leaving the baggage reclaim area.
  2. Report the bag as missing or describe the damage. Staff will search the system for your bag.
  3. Receive a PIR reference number and keep the document — you will need this for all subsequent communications.
  4. For damaged bags: photograph the damage before leaving the airport if at all possible.
  5. For delayed bags: ask the airline about their policy for reimbursing essential items (toiletries, medication, a change of clothes) while you wait. Keep all receipts.

If no airline desk is staffed, report immediately online or by phone — and document that you did so, including the time and who you spoke to.

The 7-Day and 21-Day Claim Windows

The Montreal Convention imposes strict deadlines for written complaints — missing them can extinguish your right to compensation entirely:

  • Damaged bags: You must complain in writing to the airline within 7 days of the date you received your bag.
  • Delayed bags: You must complain in writing within 21 days of the date you finally received your bag.
  • Lost bags: An airline typically declares a bag officially lost after 21 days. At that point you can submit a full loss claim. Keep the PIR reference throughout.

Written complaints should be sent by email with a read receipt or recorded post — retain proof of the date. State your PIR reference, flight details, a list of contents and their estimated value, and any receipts you have. Attach photographs of damage where relevant.

Do not wait for the airline to contact you — the deadline runs regardless.

What You Can Claim and Key Exclusions

You can claim for:

  • The depreciated value of lost or damaged items (not necessarily the original purchase price — airlines and courts apply depreciation).
  • Essential purchases made during a delay (reasonable costs for toiletries, underwear, medication, a change of clothes — keep receipts).
  • Costs directly caused by the loss or delay (e.g. hiring formal wear for an event when your bag was delayed).

Key exclusions and limits:

  • Fragile or perishable items: Airlines frequently exclude or limit liability for inherently fragile items (e.g. musical instruments, electronics) unless packed with special care or declared.
  • Valuables in checked bags: Jewellery, cash, passports, and electronics are typically excluded from checked-bag claims — carry them in your hand luggage.
  • Pre-existing damage: Airlines will argue that damage existed before travel; photograph your bags before checking them in to counter this.
  • The SDR cap: Even if your losses exceed 1,288 SDR, the airline is not obliged to pay more unless you declared excess value at check-in.

If the airline rejects your claim, you can escalate to an Alternative Dispute Resolution (ADR) body approved by the Civil Aviation Authority, or pursue a county court claim.

Frequently asked questions

My bag was damaged on a domestic UK flight — does the Montreal Convention apply?
The Montreal Convention applies to international air travel. For purely domestic UK flights, you are governed by the airline's conditions of carriage and general consumer law (Consumer Rights Act 2015). Claims can still be pursued, but the SDR cap and strict notice periods do not apply in the same way.
The airline offered me a small fixed payment — do I have to accept it?
No. Accepting a settlement offer usually requires signing a release waiving further claims. If the offer is less than your actual loss (up to the SDR cap), you can reject it and pursue a fuller claim through ADR or the courts.
What if the airline goes bust before paying my claim?
You become an unsecured creditor of the insolvent airline. If you paid by credit card, a Section 75 claim against your card issuer may cover the loss. Travel insurance with baggage cover is another route — check your policy.
How long does the airline have to respond to my claim?
The Montreal Convention does not specify a response deadline for the airline, but a claim in court must be brought within two years of the date of arrival (or the date the aircraft should have arrived). Do not wait near this deadline — pursue ADR first.

What to do next

  1. 1
    Civil Aviation Authority — passenger rights

    CAA guidance on airline passenger rights including baggage claims.

  2. 2
    Flight delay compensation

    UK261 compensation rights for delayed or cancelled flights.

  3. 3
    Package holiday rights

    ATOL protection and your rights when a package holiday goes wrong.

  4. 4
    Consumer Rights Act overview

    General statutory rights that supplement sector-specific rules.

Official bodies and resources

Citizens Advice

Charity

Provides free, confidential, and independent advice on a wide range of issues including benefits, housing, debt, and employment.

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Disclaimer

This information is for general guidance only and does not constitute legal advice. You should seek qualified legal help if your situation requires it.