CCJ One-Month Satisfaction Window

The Register of Judgments, Orders and Fines is run by Registry Trust on behalf of the Ministry of Justice, and County Court Judgments normally stay on it for 6 years from the judgment date. The one-month rule creates one clean escape route:

• If you pay the full judgment amount within one calendar month of the judgment date, you can apply to have the CCJ removed from the Register entirely — apply to the court on form N443 with the £19 fee, enclosing proof of payment. Once removed, it is as if the judgment was never registered.
• If you pay in full after that month, the CCJ is instead marked "satisfied". That is better than an unpaid judgment, but the entry stays on the Register — and on your credit file — for the rest of the 6 years.

The calculator adds one calendar month to the judgment date you enter, not 30 days. The regulation says "one month or less from the date of the judgment", and the two are not the same: for a February judgment, 30 days falls after the real deadline, so anyone working to it would be late. It sets reminders at 7, 3 and 1 day before, with an .ics download so the dates land in your calendar. The month runs from the date of judgment itself, not from when the paperwork reached you.

What this tool does not cover: it assumes the judgment stands. If you did not know about the claim — for example it was served at an old address — the separate route is applying to set aside the judgment (form N244), which this calculator does not time. It also does not handle payment by instalments (an instalment order does not trigger removal — only full payment within the month does), judgments being paid by an insurer, or the different registers and rules in Scotland and Northern Ireland. The fee figure comes from the rates table rather than being written into this page. If you dispute the debt itself, get advice before paying — payment within the window is about the Register, not about admitting liability.