What fees can a letting agent charge me?
Short answer
Very few. The Tenant Fees Act 2019 bans administration, set-up and renewal fees. The permitted payments are rent, a refundable deposit capped at five weeks’ rent, a holding deposit of one week’s rent, and limited default charges. Anything else is reclaimable — report persistent charging to Trading Standards.
Before June 2019, tenants routinely paid for referencing, "administration", inventories and renewals. The Tenant Fees Act 2019 swept those away in England: unless a payment is on the permitted list, charging it is unlawful.
What can lawfully be charged
- Rent.
- A refundable security deposit, capped at five weeks’ rent where the annual rent is under £50,000 (six weeks above that).
- A holding deposit of no more than one week’s rent, to reserve a property.
- Limited default charges — for example a lost key or genuinely late rent — plus payments for utilities, council tax and communication services where the tenancy provides for them.
- Payments to end the tenancy early at your request, and to vary the agreement at your request, both capped.
Everything else is a prohibited payment. That includes tenancy renewal fees, admin or set-up fees, and non-refundable pet deposits — a landlord must use the ordinary capped deposit to cover pet damage. The Renters’ Rights Act 2025 allows a landlord to require pet insurance, but not an extra deposit.
Getting your money back
Your holding deposit must be returned within 15 days unless you failed the Right to Rent check, gave false or misleading information, or withdrew from the application.
- Write to the landlord or agent, identify the payment and the date, and demand repayment within a set deadline.
- If refused, apply to the First-tier Tribunal (Property Chamber) for a repayment order — you do not need a solicitor.
- Report the charge to your local Trading Standards team, which enforces the Act and can impose financial penalties on repeat offenders.
One historic sanction has changed in effect: a landlord holding an unlawfully charged payment could not serve a valid Section 21 notice, but Section 21 was abolished on 1 May 2026, so the practical remedies are now repayment through the tribunal and enforcement by Trading Standards. Note also that fees paid under agreements predating the Act’s commencement — 1 June 2019 for new tenancies, 1 June 2020 for existing ones — are not recoverable under it.
Related guides
Tenant Fees Act: What Landlords Cannot Charge
The Tenant Fees Act 2019 banned most fees that landlords and letting agents previously charged tenants in England. Only a small number of payments are now permitted. If you have been charged an unlawful fee, you can reclaim it. (Before Section 21 was abolished on 1 May 2026, a landlord who held an unlawfully retained fee also could not serve a valid Section 21 notice — that specific leverage no longer applies, but the right to reclaim the fee itself is unaffected.)
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Renters' Rights Act 2025
The Renters' Rights Act 2025 is the most significant change to private rented sector law in England for 30 years. It abolishes Section 21 'no-fault' evictions, replaces fixed-term tenancies with periodic tenancies, strengthens tenant protections against discrimination, and creates a new landlord database. Whether you are already renting or about to sign a new tenancy, understanding these changes is essential.
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