Employers' Liability Insurance

Employers' liability insurance is compulsory for most UK employers under the Employers' Liability (Compulsory Insurance) Act 1969. It covers the costs of compensation claims brought by employees who are injured or become ill as a result of their work. The minimum cover required is £5 million, though most policies provide £10 million. Failure to hold a valid policy can result in a daily fine of up to £2,500.