Minimum Income Floor Calculator

If you are self-employed and claiming Universal Credit, the Minimum Income Floor (MIF) sets a floor for your earnings. If your actual profits fall below it, DWP treats you as if you earned the MIF — reducing your UC more than your real earnings would.

Disclaimer

The MIF does not apply during your first 12 months of self-employment (the "start-up period"), during a temporary earnings dip (with DWP approval), or if you are in an exempt group. This calculator is a guide only. Always check GOV.UK or seek advice.

DWP usually expects you to work 35 hours per week (your "minimum hours requirement").

Current rate (age 21+): £12.71/hr. Change this if a different age band applies to you.

Enter your profit after allowable business expenses. Leave blank or enter 0 if you are not earning yet.