Pension Credit

Pension Credit is a means-tested benefit for people over State Pension age that tops up weekly income to a minimum of £218.15 for single people and £332.95 for couples (2025/26 rates). It has two parts: Guarantee Credit, which tops up income to the minimum level, and Savings Credit, available to those who reached State Pension age before April 2016. Pension Credit also acts as a passport to other benefits including Housing Benefit, Council Tax Reduction, and a free TV licence for those aged 75 or over.