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CICA Compensation vs Civil Claim

If you have been injured as a result of a violent crime, there are two main routes to seek compensation: the government-funded CICA scheme, or a civil claim directly against the offender. This comparison explains the key differences.

FeatureCICACivil Claim
Who pays the compensationGovernment (taxpayer-funded scheme)The offender or their insurer
Cost to youFree to applySolicitor fees apply, though no-win no-fee arrangements are common
Time limit to claim2 years from the incident3 years from the incident (personal injury limitation period)
Evidence requiredPolice report and evidence that the incident was reported to policeMust prove case on the balance of probabilities
Maximum awardUp to £500,000 (tariff-based scheme)Unlimited — based on actual losses and injuries
SpeedOften months — can be faster than courtsCan take years, especially if offender is difficult to trace or has no means

If the offender has no money, a civil claim may be worthless in practice even if you win. CICA is often the more reliable route for victims of violent crime. You cannot usually claim from both for the same injury.

Disclaimer

The information on this page was correct at the time of writing. Amounts, thresholds, and rules may change. Always check the latest official guidance.