Compare UK Benefit Types
Understanding which benefits you may be eligible for can be confusing. This comparison table shows the key differences between major UK benefits at a glance.
| Feature | Universal Credit | PIP | Attendance Allowance | Carer's Allowance |
|---|---|---|---|---|
| Who is it for | Working-age people on low income | People with long-term health conditions or disabilities (16-State Pension age) | People over State Pension age who need help with personal care | People who care for someone at least 35 hours a week |
| Means tested | ||||
| Must have paid NI | ||||
| Affects other benefits | Is the main benefit — replaces several legacy benefits | Can increase UC, passports to other help | Can increase Pension Credit, council tax support | Underlying entitlement preserved even if not paid; may affect cared-for person's benefits |
| Paid how often | Monthly | Every 4 weeks | Every 4 weeks | Weekly or every 4 weeks |
| Work allowed | Yes, with taper | Yes, no restriction | N/A (pension age) | Yes, but earnings limit applies (£204/week) |
| Medical assessment |
Benefit rates and rules shown are for the 2025/26 tax year. Always check GOV.UK for the most current figures.
Related guides
Universal Credit
Universal Credit is the main working-age benefit in the UK, replacing six older benefits including Jobseeker's Allowance, Employment and Support Allowance, and Housing Cost support. It supports people who are on a low income, out of work, or unable to work due to illness or disability. Understanding how it works can make a significant difference to your financial situation.
12 min
Personal Independence Payment (PIP)
Personal Independence Payment (PIP) is a non-means-tested, tax-free benefit for people aged 16 to 64 who have a long-term physical or mental health condition or disability that affects their ability to carry out daily activities or get around. It is not based on your diagnosis but on how your condition affects you day to day.
14 min
Attendance Allowance
Attendance Allowance is a tax-free, non-means-tested benefit for people aged 65 and over who have a disability or illness and need help with personal care or supervision. Around 1.7 million people in Great Britain receive it, but many more are eligible and do not claim.
10 min
Carer's Allowance
Carer's Allowance is the main state benefit for unpaid carers in the UK. It is worth £81.90 per week (2024–25) and is paid to people who provide at least 35 hours of care per week to someone receiving a qualifying disability benefit. Despite being the main carer benefit, it has a comparatively low rate and strict earnings rules that catch many carers out.
9 min
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