Auto-Enrolment (Workplace Pensions)

Auto-enrolment is the legal requirement for employers to automatically enrol eligible workers into a qualifying workplace pension scheme and make minimum contributions. Eligible workers are those aged 22 to State Pension age, earning above the earnings trigger (£10,000 per year), and working in the UK. The minimum total contribution is 8% of qualifying earnings (including at least 3% from the employer). Workers may opt out but must be re-enrolled every three years.